Coverage can be divided into Crop Hail and Multiple Peril Crop Insurance. Crop Hail covers your crops for a dollar amount per acre against the perils of Hail & Fire. Multiple Peril Crop Insurance provides you a guaranteed yield per acre, at a specified price and covers added perils of decline in price, failure of irrigation equipment or supply, drought, insect damage, hail, freeze, wind, plant disease, naturally caused fire, lightning, wild life, flood & much more